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How to Join Bank?

Types of Bank

Bank may be of various types in India as mentioned in this table:

Types of Bank

Feature of Bank

Some Example

Cental Bank

The Regulating Body

Eg. Reserve Bank of India

Public Sector Banks (PSBs)

Government holding the major stakes

Eg. SBI, BOB, BOI, PNB, Canara Bank

Private Sector Banks

Major stake held by private sector

Eg. HDFC, ICICI, Axis, Kotak

Co-operative Banks

Banking on cooperative basis

Eg. Surat disctrict cooperative bank, Rajasthan state cooperative bank

Regional Rural Banks (RRBs)

Empowering rural growth

Eg. Baroda Gramin Bank, Malwa Gramin Bank


They provides few banking services but do not hold banking license

Eg. Muthoot Finance, Bajaj Finance

In this Blog, we will discuss about the recruitment in Public Sector Banks only.

Why Bank??

Public Sector Banks is the largest recruiter in Banking sector and most popular amongst the fresh graduates of all streams and new Job aspirants. Public Sector Banks provide many benefits to its employees which are discussed in details in Career in Bank Tab. Salary and other allowances paid to officers are discussed in Salary-Officer Tab and Salary and allowance of Clerk and Sub-Staff are discussed in detail in Salary-Clerk & Sub Staff Tab.

Public Sector Banks provide the place to all type of candidates in its hierarchy starting from Sub-Staff, Daftary, Clerk, Special assistant, Officers, executives etc.

Recruitment Process (except SBI)

Recruitment in Bank is done through Institute of Banking Personnel Selection (IBPS). IBPS is an independent body constituted in 1984. Earlier all Banks used to conduct individual exams as per their requirement through IBPS. Now IBPS conduct “Common Recruitment Process (CRP)” for all type of post in all Banks

Candidate has to appear for a Common Recruitment Process ( CRP). Pattern of exam is decided by the IBPS Board and communicated in the detailed advertisement alongwith other criteria like age, qualification, marks, exam dates, exam centres etc. Presently recruitment process consist of:

  1. Preliminary Exam
  2. Mains Exam
  3. Interview ( for officers only)
  4. Allotment of Bank
  5. Medical Examination
  6. Joining

Link for latest advertisement by IBPS for different posts are given below:

Recruitment in SBI

SBI conducts the recruitment process independently. IBPS conduct separate exam as per the requirement of SBI. The method of recruitment in SBI is same as that of other Banks except that the SBI conduct Group Discussion (GD) before Interview for Officers and Language test after mains for Clerks.

Link for latest advertisement by SBI for different posts are given below:


Author’s Comment

Since this is a competitive exam, therefore pattern of exam may be changed by the IBPS Board Therefore candidates are advised to go through the detailed advertisement before applying for the same.

Here are some useful books for Bank PO/MT preparation:

Here are some books for IBPS Clerk exam preparation:

Best of Luck future Bankers!!

Refrence: IBPS Website

1 comment:

  1. This post will students a lot. Everything has been explained in a detailed manner.